EPF Calculator
Disclaimer: Returns are indicative. Actual returns may vary due to the impact of leap year, taxation (if any), etc. Interest is assumed to be 8.25% compounded annually on the year-end balance, and the same is expected to continue till maturity.
Latest Rate of Interest (%): 8.25%
Employer Contribution (%): 3.67% (Only this portion goes to EPF)
EPF Calculator – Estimate Your Provident Fund Balance Easily
Our EPF Calculator helps you calculate your total Employees’ Provident Fund (EPF) balance, including monthly contributions and the interest earned over time. Whether you’re a salaried employee or just planning your retirement savings, this tool gives you a clear idea of how your EPF will grow.
Why and When to Use This EPF Calculator
- You want to know how much EPF amount you will have after a certain number of years.
- You’re changing jobs and want to estimate your current or future EPF balance.
- You’re planning for retirement or long-term financial goals.
- You want to check how interest and monthly contributions impact your final savings.
Using this tool regularly can help you track and plan your retirement fund better.
How to Use the EPF Calculator
- Enter your basic monthly salary.
- Enter your EPF contribution percentage (usually 12%).
- Enter your employer’s contribution percentage (usually 12% or as applicable).
- Enter the number of years you plan to contribute.
- Click the Calculate button.
The calculator will show your total contribution, employer’s share, and the interest earned – giving you a complete picture of your EPF balance.
Additional Tips
- The default EPF interest rate is around 8% per annum, but it may vary slightly every year.
- Try updating the values yearly to keep your retirement plan accurate.
- EPF is a safe, government-backed investment, ideal for long-term savings.
Use this EPF Calculator as a free and simple way to stay informed and financially prepared.