Flat vs Reducing Rate CalculatorFlat vs Reducing Rate Calculator Compare flat and reducing interest rate calculations to see potential savings. Loan Amount (₹): Loan Tenure (Years): Rate of Interest (Per Annum) (%): Flat Interest Rate ResultsTotal Interest: ₹0.00EMI: ₹0.00Reducing Balance Interest Rate ResultsTotal Interest: ₹0.00EMI: ₹0.00Potential Savings You save ₹0.00 with reducing interest rate.