NPS Calculator

What is this NPS Calculator?

This NPS Calculator helps you estimate your total corpus at retirement and the expected monthly pension under the National Pension System (NPS). It gives you a clear picture of how much pension you can receive based on your monthly investment, expected return, and retirement age.

Why and When Should You Use It?

You can use this tool if:

• You are planning for retirement.
• You want to understand how much to invest monthly in NPS.
• You wish to compare NPS with other pension plans.
• You are already investing in NPS and want to know your expected returns.

This tool is helpful for salaried employees, self-employed individuals, and anyone looking for long-term financial planning through NPS.

How to Use the NPS Calculator

1. Enter your current age.
2. Set your planned retirement age. (Usually 60 years)
3. Enter your monthly NPS contribution.
4. Choose your expected annual return rate.
5. Select the percentage of the corpus you want to use to buy an annuity.
6. Click “Calculate” to see:
   • Total Investment
   • Maturity Amount
   • Monthly Pension

Additional Tips

• Start investing early to build a bigger retirement corpus.
• Choose a realistic return rate (8–10% is average).
• NPS offers tax benefits under Section 80C and 80CCD(1B).
• Use this calculator regularly to adjust your investments based on changes in age or income.

This calculator gives quick and easy insights for better retirement planning. Bookmark it for future use!