PPF Calculator
Note: The minimum investment period for PPF is 15 years.
Results
Invested Amount: ₹0
Interest Earned: ₹0
Final Maturity Value: ₹0
What is the PPF Calculator?
The PPF Calculator helps you estimate the maturity value and total interest earned on your investment in the Public Provident Fund (PPF). This scheme is backed by the Government of India and is a popular long-term tax-saving investment option.
This tool is helpful for anyone planning long-term savings for retirement, child education, or wealth building with guaranteed returns.
Why Use This Calculator?
- To know how much your PPF will grow over the years
- To plan your yearly contributions based on future goals
- To estimate total tax-free returns after 15 years
- To compare PPF with other investment options like ELSS, FD, or NPS
It gives you a clear picture of your savings without needing complex manual calculations.
How to Use the Calculator
- Enter your yearly investment amount (maximum ₹1.5 lakh per year).
- Choose the investment duration (minimum 15 years, can be extended).
- Enter the current interest rate (e.g., 7.1% as notified by the government).
- Click Calculate or view the result instantly.
The calculator shows:
- Total maturity amount at the end of the term
- Total interest earned
- Year-by-year breakdown (if enabled)
No login or personal details required.
Tips and Insights
- PPF has a lock-in period of 15 years.
- The interest is compounded annually and credited at the end of each financial year.
- You can extend the PPF in blocks of 5 years after maturity.
- PPF is tax-free under Section 80C and interest/maturity are also tax-exempt.
- Investing early in the financial year (April) earns more interest.