Retirement Calculator

What is a Retirement Calculator?

A Retirement Calculator helps you estimate how much money you’ll need after you retire to live comfortably. It considers your current savings, future expenses, inflation, and how many years you expect to live post-retirement.

Why and When to Use It?

You should use this calculator if you:

• Are planning for a secure retirement.
• Want to know if your current savings are enough.
• Are unsure how much more to save every month.
• Want to adjust your retirement age or monthly expenses.

It’s useful for salaried people, self-employed professionals, and business owners who want financial independence after retirement.

How to Use the Retirement Calculator:

1. Enter Current Age – Your present age.
2. Enter Retirement Age – The age at which you plan to retire.
3. Monthly Expenses – Your expected monthly spending after retirement.
4. Current Savings – How much money you’ve already saved.
5. Expected Rate of Return & Inflation – Estimated interest on savings and average inflation.

Click Calculate, and the tool will show how much money you’ll need at retirement and how much you should save monthly to reach your goal.

Example:

If you’re 30 now and plan to retire at 60, and you want ₹50,000/month post-retirement, the calculator will estimate the lump sum needed and monthly savings required from now.

Tips:

• Include health expenses, travel, or other personal plans after retirement.
• Consider inflation; ₹50,000 today won’t be the same in 30 years.
• Start saving early to take advantage of compounding.

Our free Retirement Calculator gives you a clear picture of your future finances so you can make smart money decisions today. It’s simple, quick, and perfect for long-term financial planning.